Let us help you.
Are you an expat living in Australia or an Australian heading overseas in the near future?
Are you concerned about the financial issues surrounding changing residency?
Expatriates have unique needs and challenges, whether arriving from overseas or preparing to take an overseas assignment. Our experience will help you prepare for the challenges and opportunities that the expat life affords.
Are you concerned about your investments?
When markets are volatile, active advice can help you take advantage of emerging opportunities while avoiding the risks.
Are you worried about your super and retirement?
With Australians living longer and staying more active in retirement, we can help you plan ahead to achieve the retirement lifestyle you’ve always imagined. Let us show you how careful retirement planning can help you protect and grow your super.
Would you like to invest more tax-effectively?
Australia’s tax laws are increasingly complex. Without careful planning, it’s easy to end up paying more tax than you have to. We can show you how to manage your tax liability more effectively.
Do you lack time to give your finances the attention they deserve?
If you’re asset rich but time-poor, we can help you take control of your financial future and make your vision for the future a reality. Our core purpose is to help you simplify and enhance your life in all things financial.
How we work with you
Our partnership is built on understanding. From our first meeting, we take the time to explore your individual financial and lifestyle aspirations. We then follow a disciplined, six-step process to create a personalised strategy, tailored to you.
Step 1: Discovery
In our first meeting we will explain the process that we will follow, find out your needs, understand and work with you to identify your short and long term financial goals, and make sure they can be met. We will also talk you through our background as financial advisers and our fee structure.
Step 2: Strategy & Terms of Engagement
Next, this stage serves as a foundation for developing your plan. You understand the value we provide and appreciate the professional manner we deliver our service to you. We discuss various strategies we may wish to explore in our advice, to see if you are comfortable with each approach or have any particular strategy preferences.
Step 3: Advice Research & Preparation
Once we have identified your short and long term goals, we then take a good look at your position – your assets, liabilities, insurance coverage and investment or tax strategies.
Step 4: Advice Presentation & Implementation
Here we give you our advice in written form, where we will then recommend suitable strategies, products and services, and answer any questions you have. Implementation will start with your acceptance of our advice.
Step 5: Satisfaction Meeting
Once your plan has been fully implemented, and work with other specialist professionals, such as an accountant or solicitor have been completed, we will meet to review the plan and make sure you are fully satisfied.
Step 6: Ongoing Management, Tracking, Guidance & Reviewing the Plan
Your circumstances, lifestyle and financial goals are likely to change over time, so it’s important your financial plan is regularly reviewed, to make sure you keep on track. Furthermore, modifications to enhance your plan throughout the economic cycle are explored and implemented in the years that follow.